Help Center

• On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay.
• Tap Add Credit Card (MSFCU Debit cards are not applicable)
• If you have a supported credit card on file with iTunes, enter the card’s security code. Otherwise, use the camera to capture the information on your credit card.
• Fill in any additional information needed, including the card security code. Then, tap “next.”
• Your Credit Union will verify your information and decide if you can add your card to Apple Pay. If they need more information, they’ll ask you to provide additional verification.
• You can verify your card any time after you add it. Just return to Wallet on iPhone or Settings > Wallet & Apple Pay on iPad, and follow the steps.

Here’s a few reasons you should consider getting your loan through a credit union:

1. We’re local. We understand what life is like right here in Mississippi.
2. We’re here to help. We pride ourselves on outstanding service. We are happy to sit down with you and answer any questions, and we try to take your unique situation into account.
3. We have better rates. Because we’re not focused on profits, we can often get you a lower rate than most lenders.

Yes! We frequently refinance vehicles and can often get you a much better rate.

Once your account is open, you can enroll in online and mobile banking.  You will need your member account number and some basic personal information to enroll.

Login

You’ll need to fill out our business account agreement form, which you can print online and bring into a branch.

Learn More About Business Account Requirements

You can order checks online through our partner, Main Street.

Order Checks

Please report the card immediately. You can use the following numbers:

• Credit Card: 1-866-604-0381
• Debt/ATM Card: 1-800-528-2273

• On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay.
• Tap Add Credit Card (MSFCU Debit cards are not applicable)
• If you have a supported credit card on file with iTunes, enter the card’s security code. Otherwise, use the camera to capture the information on your credit card.
• Fill in any additional information needed, including the card security code. Then, tap “next.”
• Your Credit Union will verify your information and decide if you can add your card to Apple Pay. If they need more information, they’ll ask you to provide additional verification.
• You can verify your card any time after you add it. Just return to Wallet on iPhone or Settings > Wallet & Apple Pay on iPad, and follow the steps.

You can find out more about application materials on our partner’s website.

SWBC Mortgage

Your Share Savings Account is the first account you open when you join MSFCU. It’s a savings account that represents your “share” of membership and ownership in MSFCU.

You can order checks online through our partner, Main Street.

Order Checks

You can call either (601) 351-9200 or (800) 643-1567 to access telephone banking.

Please report the card immediately. You can use the following numbers:

• Credit Card: 1-866-604-0381
• Debt/ATM Card: 1-800-528-2273

• On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay.
• Tap Add Credit Card (MSFCU Debit cards are not applicable)
• If you have a supported credit card on file with iTunes, enter the card’s security code. Otherwise, use the camera to capture the information on your credit card.
• Fill in any additional information needed, including the card security code. Then, tap “next.”
• Your Credit Union will verify your information and decide if you can add your card to Apple Pay. If they need more information, they’ll ask you to provide additional verification.
• You can verify your card any time after you add it. Just return to Wallet on iPhone or Settings > Wallet & Apple Pay on iPad, and follow the steps.

Counselors are more than happy to discuss whatever financial questions, problems, and worries you might have. Most initial sessions will involve budgeting.

You’re more than welcome to make an appointment through “Schedule a Call,” but no appointment is necessary.

Yes, most of GreenPath’s counseling and services are completely free. More complex services, like reverse mortgage counseling and homebuyer counseling, carry a fee.

Freedom Loan amounts vary, and the exact amount you are approved for is based on your application.

There’s a $20 application fee when you apply for a Freedom Loan.

Freedom Loans are approved on a case by case basis. To qualify, you’ll need to be at least 21 years old and a member in good standing with MSFCU with an account that has been open for at least 6 months.

• You have been making consistent deposits equal to or greater than the loan amount. You must submit a paycheck stub when you apply that is no more than 30 days old.
• If you have MSFCU credit cards, they must be current.
• You cannot have an outstanding balance on an existing Freedom Loan, and no accounts must be in overdraft.

You can find out more about application materials on our partner’s website.

SWBC Mortgage

Our partner, SWBC Mortgage, offers Conventional Loans, Jumbo Loans, FHA Loans, VA Loans, Refinancing, USDA Rural Development Loans, and Investment Properties.

• On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay.
• Tap Add Credit Card (MSFCU Debit cards are not applicable)
• If you have a supported credit card on file with iTunes, enter the card’s security code. Otherwise, use the camera to capture the information on your credit card.
• Fill in any additional information needed, including the card security code. Then, tap “next.”
• Your Credit Union will verify your information and decide if you can add your card to Apple Pay. If they need more information, they’ll ask you to provide additional verification.
• You can verify your card any time after you add it. Just return to Wallet on iPhone or Settings > Wallet & Apple Pay on iPad, and follow the steps.

At least $200 of the funds are usually available one business day after submitting your mobile deposit. The full amount is usually available in two business days.

Keep the check for at least sixty days and make sure the deposit processes correctly. Then you can safely destroy it.

Endorse the back with a signature like you normally would. Then write “For mobile deposit only Mississippi FCU” and your account number on the back.

At least $200 of the funds are usually available one business day after submitting your mobile deposit. The full amount is usually available in two business days.

Keep the check for at least sixty days and make sure the deposit processes correctly. Then you can safely destroy it.

Endorse the back with a signature like you normally would. Then write “For mobile deposit only Mississippi FCU” and your account number on the back.

You can make 4 fee-free withdrawals each month. Each additional withdrawal costs $3.00.

Here’s a few reasons you should consider getting your loan through a credit union:

1. We’re local. We understand what life is like right here in Mississippi.
2. We’re here to help. We pride ourselves on outstanding service. We are happy to sit down with you and answer any questions, and we try to take your unique situation into account.
3. We have better rates. Because we’re not focused on profits, we can often get you a lower rate than most lenders.

Your Share Savings Account is the first account you open when you join MSFCU. It’s a savings account that represents your “share” of membership and ownership in MSFCU.

Departmental Savings Accounts are often opened for groups and clubs through employers, colleges, non-profits, and more.

You can open a savings account for kids and teens 0-17 with just $25. It’s also the minimum amount to earn dividends.

You can make two penalty-free withdrawals from a Vacation Club Account each year. If you make more than two withdrawals per year, fees will apply.

Funds from your Holiday Club Account will automatically transfer to your Share Savings account on the first of November. If you withdraw before November, additional withdrawal penalties will apply.

To open a Share Certificate with a 4 or 5 year term, you’ll need to have a Premier Checking account.

You can call either (601) 351-9200 or (800) 643-1567 to access telephone banking.